L'utilizzo congiunto di dati campionari e amministrativi per stimare la distribuzione dei depositi delle famiglie

Several initiatives have combined survey data with macroeconomic aggregates from national accounts to produce more reliable and timely statistics on the distribution of household income and wealth. This paper builds on the methodology developed by the Expert Group on Distributional Financial Accounts, created by the European Central Bank, and proposes a novel approach for Italy to align survey-based total deposit estimates to the corresponding macroeconomic figures, by exploiting administrative records that are linked to the Survey on Household Income and Wealth and the aggregate information coming from supervisory data. The proposed method leads to a slight decrease in inequality of the deposit distribution compared to survey data and generally guarantees a closer match with aggregates from supervisory data compared to the ESCB approach.