Business Model Assessment (BMA) is on the top of the agenda of regulators. The aim of this research is to examine the relationship between banks' business models and both viability and sustainability, as intended by the European Banking Authority (EBA) in 2014. Business models are identified with a cluster analysis based on assets and funding structure of banks' balance sheet as well as the income diversification. The sample of analysis is composed by the 30 Euro area banks listed on the Eurostoxx banks index. Policy implications are also commented. JEL classification: G21, G32, L11
Finanziamento di Ateneo per la ricerca / Lagasio, Valentina. - (2017).
Finanziamento di Ateneo per la ricerca
Lagasio, Valentina
2017
Abstract
Business Model Assessment (BMA) is on the top of the agenda of regulators. The aim of this research is to examine the relationship between banks' business models and both viability and sustainability, as intended by the European Banking Authority (EBA) in 2014. Business models are identified with a cluster analysis based on assets and funding structure of banks' balance sheet as well as the income diversification. The sample of analysis is composed by the 30 Euro area banks listed on the Eurostoxx banks index. Policy implications are also commented. JEL classification: G21, G32, L11I documenti in IRIS sono protetti da copyright e tutti i diritti sono riservati, salvo diversa indicazione.
